With WhatsApp payment, users in India are now able to send money to thriller families or friends via the WhatsApp Pay method. It is just as easy as sending a message.
WhatsApp has a partnership with the National Payments Corporation of India (NPCI) using the Unified Payment Interface (UPI), this real-time payment system will enable transactions with over 160 supported banks across India country.
“We’re excited to join India’s campaign to increase the ease and use of digital payments, which is helping expand financial inclusion in India.”

To send money on WhatsApp in India, users must have a bank account and Debit Card in India, then WhatsApp will send the instruction to banks knows as payment service providers, just like others do, which means it initiates the transfer of money via UPI between the sender and receiver bank accounts. Once this procedure is completed then users will able to send money to their rinds and family.
WhatsApp working with top-five banks leading in India including ICICI Bank, HDFC Bank, Axis Bank, State Bank of India, and Jio Payment Bank. Users can send money on WhatsApp to anyone using a UPI supported app.
“In the long run, we believe the combination of WhatsApp and UPI’s unique architecture can help local organizations address some of the key challenges of our time, including increasing rural participation in the digital economy and delivering financial services to those who have never had access before.”
WhatsApp Pay is designed with a strong set of security and privacy algorithm, including entering a personal UPI PIN for each payment. WhatsApp Payment now available across the Indian country with the latest version of WhatsApp installed on the iPhone or Android devices. You need to download or update your WhatsApp app via App Store or the Google Play Store.
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